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Move-Up Home Loans | Buy Your Dream Home
Find the Financing Solution That Fits Your Next Chapter
Whether your family is growing, you're looking for more space, relocating, building your dream home, or finally ready for the lifestyle you've worked so hard to achieve, we're here to help you explore your options.
From using your current home's equity to Buy Before You Sell programs, bridge loans, jumbo financing, renovation loans, and custom construction financing, we'll help you create a personalized strategy to make your next move with confidence.
Your dream home may be closer than you think.
Which Move Is Right for You?
Every homeowner's journey is unique. Whether you're looking for more space, relocating, building your dream home, or making the most of your current equity, we're here to help you explore the financing options that best fit your goals.
• Buy Before You Sell
• Bridge Loans
• Home Equity Solutions
• Jumbo Home Loans
• Renovation Loans
• Custom Construction Loans
• Relocating to California
• Downsizing & Right-Sizing
Your next chapter starts here. Explore your options below and begin creating a plan for the home you've been dreaming about.
Book Your complimentary strategy session today!
Thinking about buying your next home? Let's create a personalized plan designed around your goals, timeline, and finances.
During your complimentary strategy session, we'll:
• Review your current home's estimated equity.
• Discuss whether it's better to buy before you sell or sell before you buy.
• Explore bridge loan and home equity financing options.
• Determine your purchasing power and monthly payment comfort level.
• Compare financing solutions, including conventional, jumbo, renovation, and custom construction loans.
• Discuss strategies for minimizing stress and making your move as smooth as possible.
• Answer your questions and create a personalized roadmap for your next chapter.
Our goal is simple:
To help you move into the home you've been dreaming about with clarity, confidence, and a financing strategy tailored to your unique situation.
Move Up Buyer & Dream Home Loan Options
Buy Before You Sell Loan Product
Instead of waiting for your current home to sell, you tap into its equity now. That gives you the buying power to make a competitive offer, close on your new home, and move in, all before your existing home ever hits the market. Once you're settled, you sell your previous home when it makes sense for you, not under pressure.
"In a competitive market like Sacramento, Roseville, or Placer County, a non-contingent offer can be the difference between winning the home and losing it to another buyer."
Bridge Loan
A bridge loan can help you purchase your next home before selling your current one. By leveraging the equity you've built, you may be able to make a competitive offer without feeling rushed to sell first. It's an excellent solution for homeowners who want a smoother transition into their next chapter.
Custom Construction Loan
Custom Construction Loan
Build the home you've always imagined. Whether you're creating a luxury estate, forever home, or custom retreat, construction financing provides the funds needed to build from the ground up. We'll help you understand your financing options and guide you through the process from planning to completion.
Jumbo 30-Year Fixed Loan
Jumbo 5/1 Adjustable-Rate Mortgage (ARM)
Custom Construction Loan
Finance higher-priced homes with the security of a fixed monthly principal and interest payment for the life of the loan. Our Jumbo 30-Year Fixed program offers loan amounts up to $3 million, with as little as 10% down for qualified borrowers, making luxury home ownership more accessible
Jumbo 5/1 Adjustable-Rate Mortgage (ARM)
Jumbo 5/1 Adjustable-Rate Mortgage (ARM)
Jumbo 5/1 Adjustable-Rate Mortgage (ARM)
A Jumbo 5/1 ARM offers a fixed interest rate for the first five years before adjusting periodically based on market conditions. This option may provide a lower initial monthly payment and can be an attractive choice for buyers who anticipate moving, refinancing, or changing homes within the first several years.
Jumbo 30-Year Interest-Only Loan
Jumbo 5/1 Adjustable-Rate Mortgage (ARM)
Jumbo 5/1 Adjustable-Rate Mortgage (ARM)
Designed for qualified borrowers purchasing higher-priced homes, this financing option allows interest-only payments during the initial interest-only period before transitioning to fully amortizing payments. It can provide greater monthly cash flow flexibility while maximizing purchasing power. These programs generally require 20% to 25% down, depending on the loan structure and borrower qualifications.