Where you are now
Are you selling, renting, or keeping your current home? That can shape your available funds and timeline.
Relocation home loans
Moving to a New Area? Start Here.
A move can mean a new job, a growing family, a fresh start, or the chance to live closer to the people you love. I’ll help you make sense of the home financing piece so you can move forward with more clarity.
Your move has a lot of moving parts
Let’s make the mortgage one feel more manageable.
Whether you are selling a home, renting while you get to know a new area, moving for work, or buying your first home in a new city, the right plan starts with the whole picture. We can talk through your timing, down payment, monthly comfort level, and the questions you want answered before you fall in love with a house.
I originate loans in California, Tennessee, and Texas. If your move involves another state, I will tell you that up front and help you understand your next best step.
A simple place to begin
Three things to bring into the conversation
Where you are headed
Tell me the city or region you are considering, what you need from the home, and how soon you hope to move.
What you want to protect
Your monthly comfort level, savings, flexibility, and long-term goals all matter more than chasing a number in isolation.
Ready when you are
Let’s talk through your move.
Bring your questions, your rough timing, and the places you are considering. I’ll help you see the mortgage steps more clearly.
Financing for your next chapter
Loan options that often matter during a move
Every relocation has its own details. These are a few of the loan paths we can explore once we understand yours.
Buying while you sell
When one home is part of the plan for the next, timing, equity, and a thoughtful spending plan deserve attention from the beginning.
Explore buying and selling a home
VA home loans
For eligible veterans and military families, a VA loan may offer a valuable path when a new duty station or a new chapter brings you home.
Explore VA home loans
Jumbo & super jumbo financing
A move into a higher-priced market can call for a larger financing plan, reserves, and a clear view of the home’s overall economics.
Explore jumbo loan options
First-time buyer options
If this move leads to your first home, we can walk through conventional, FHA, assistance, and other options that may fit your situation.
Explore first-time buyer options
Self-employed home loans
Moving while self-employed can add income documentation questions. There may be options designed for the way you earn.
Explore self-employed loan options
See every loan option
Start broad, then narrow the conversation around your next home, your move date, and the way you want the payment to feel.
Browse home loan optionsRelocation resources
Get to know the place you are considering
Use these pages to start getting familiar with your next community. When you are ready, we can connect that local picture to a home financing plan.
Moving guideMoving to SacramentoStart exploring Sacramento and homeownership questions.
Moving guideMoving to RosevilleGet a feel for Roseville and its neighborhoods.
Moving guideMoving Back to CaliforniaReconnect with the California homebuying picture.
Next-home planningRelocating to Granite BayExplore a higher-price move and your next-home options.
Resource centerNext Home & RelocationArticles and guidance for the next home you are planning.
Where we serveExplore Our CommunitiesSee the California, Tennessee, and Texas areas I serve.
A conversation with Amy
Let’s talk through the move before you start making offers.
Relocating asks you to make a lot of decisions at once. I bring more than 25 years of mortgage experience to the financing conversation, so we can slow it down, look at the details that matter, and build a plan around your real life.
Bring the address you are leaving, the places you are considering, and any questions you have. We will take it one step at a time.
Before we begin
A few helpful relocation questions
Can you help if I am selling one home and buying another?
Yes. We can start by talking through your estimated equity, down payment, timing, and how a sale might fit alongside the next purchase. The best approach depends on your individual situation and qualification.
Can I work with Amy if I am moving from another state?
I originate loans for properties in California, Tennessee, and Texas. If the home you are buying is in one of those states, we can talk through your move. If it is elsewhere, I will be direct about the right next step.
Should I get preapproved before I visit homes?
It is often helpful to understand your financing range before you travel, tour homes, or make an offer. We can review what you need to prepare and which numbers are most useful for your search.