Start With Your Story
You do not need every answer before the first conversation. Start with the home you imagine and the questions you are carrying.
From our Roseville office to communities across California
California Home Loans for Every Next Chapter
Amy DeBusk helps clients across California compare home-loan options for a first purchase, a relocation, a next home, or a refinance.
Based in Roseville, California mortgage lender Amy DeBusk brings more than 25 years of mortgage experience to clients from the Bay Area and Central Valley to Greater Sacramento and Southern California.
Wherever California feels like home
Explore California by Region
Whether you are relocating to California, moving to a new part of the state, or buying close to home, Amy DeBusk offers California home-loan guidance that starts with your goals, timeline, and real monthly picture.
Amy’s home base
Greater Sacramento & Placer County
Explore Roseville, Sacramento, Rocklin, Folsom, Lincoln, Elk Grove, Auburn, Granite Bay, and the places in between.
Explore Greater Sacramento →
Northern California coast & cities
Bay Area
Whether you are relocating to California for a new role, moving to Silicon Valley, or looking for a forever home in Danville, San Jose, or Marin County, Amy DeBusk can help you build a financing plan around your next move.
Explore the Bay Area →
Room to grow
Central Valley
Explore homeownership throughout the Valley with guidance that connects your down payment, payment comfort, and home goals.
Explore the Central Valley →
Coastal, inland & everywhere between
Southern California
From Los Angeles and Orange County to San Diego and the Inland Empire, your next move can start with a conversation.
Explore Southern California →A statewide perspective, made personal
One California. Many Ways to Make a Home.
California holds so many versions of home: city apartments, neighborhood streets, foothill retreats, coastal views, family homes, and new beginnings. Wherever you are headed, Amy DeBusk helps you understand the financing choices that can support your life there.
See the Full Payment
We will talk through the home price, down payment, estimated taxes, insurance, and the costs that make up your everyday payment.
Make a Plan You Can Trust
From first homes to next homes, Amy DeBusk helps you make a thoughtful plan for the chapter ahead.
Find the place to begin
Home Loan Guidance for Your California Move
Every path to homeownership is different. Choose the hub that sounds most like your story, then let’s talk about how the details come together for you.
Buying your first home
First-Time Home Buyer Hub
Explore down payments, loan options, and the steps that take you from your first conversation to getting the keys.
Explore the First-Time Buyer Hub →
Making your next move
Buy Before You Sell
Considering a move while you still own a home? Explore timing and financing options for your next chapter.
Explore your next-home options →
A home made around your vision
Dream Homebuyers
Explore options for a luxury home, a custom retreat, or a home that gives your life more of what you love.
Visit the Dream Homebuyer Hub →Amy DeBusk | Mortgage Advisor
Ready to Talk About Your California Plans?
Tell Amy where you are hoping to go, what you want your home to make possible, and what feels uncertain. You do not need every answer before the first conversation.
Moving to California?
The Ultimate Guide to Moving to California
Keep this practical guide close as you explore communities, prepare for a move, and begin planning the next chapter you want to build in California.
Download the Guide (PDF)The details matter, too
Helpful Things to Think About Before You Buy
Property Taxes
Your future property taxes may look different from the seller’s bill. We will include a thoughtful estimate in the payment picture.
Explore California property-tax guidance →Insurance
Homeowners insurance is part of the homebuying conversation. It is helpful to begin exploring coverage early in your search.
Ask Amy a question →Down Payment Support
Some California buyers may have assistance options to explore. Amy can help you understand the current programs that may fit.
Explore down-payment assistance →Jumbo & High-Balance Loans
Higher-priced homes can call for a different financing conversation. We will look at your goals, payment, and full picture together.
Explore jumbo loans →