Bringing a parent closer to home.

More everyday moments together

It might be Sunday dinner without a long drive, watching the grandchildren grow, or knowing someone you love is nearby. When a parent moves closer, you are creating room for a new chapter of family life.

You may be bringing a parent back to California, combining households, or exploring a property with separate living spaces. I want to understand what you hope this move will make possible before we talk about the mortgage.

What would make this feel like home for everyone?

Start with a conversation about the life you want to share. Would you enjoy one kitchen and shared meals? Would a separate entrance or an ADU give everyone the privacy they want? Does the home need to make daily activities easier for a parent?

A larger house is only one possibility. The right layout, location, and connection to family may matter more. Our buying a home with family hub helps you explore those choices together.

There may be a home to sell or equity to consider

Sometimes one household has a home to sell while another will contribute income toward the new mortgage. Other families are considering whether to keep an existing property. Those decisions affect timing, available cash, and the expenses you will carry during the move.

I can help you compare the mortgage side of selling first or exploring a purchase before the sale. The buy before you sell overview explains several approaches we can discuss. We will review which, if any, fits your family's situation.

Using equity also deserves a careful conversation. Selling a home, borrowing against it, and making a contribution to a shared purchase have different costs and consequences. We can identify the financing questions, while your tax and legal advisors help you understand the implications for each person.

Make the shared responsibilities clear

Buying with family can involve three or four adults with different incomes, savings, and homebuying experience. You might have a first-time buyer and a longtime homeowner at the same table. I want everyone to understand the options and feel comfortable asking questions.

Discuss who will contribute money, who will pay the ongoing expenses, and how you would handle a future move or changing care needs. Mortgage qualification and property ownership are connected, but they are different decisions. Your legal advisor can help document your agreements.

If military service is part of your family's story, we can also review whether a VA loan fits the proposed purchase. The people borrowing, intended occupancy, and property all need to be considered.

Space that gives everyone room to breathe

Planning for an ADU or changes to the house?

An existing separate unit may be appealing, or you may want to create one. Before relying on that space, check its permitted status and intended use with the appropriate local professionals. For a new project, investigate feasibility, costs, and the time it could take before anyone plans a moving date.

Explore our remodel and renovation hub for financing conversations around improving an existing home. If daily accessibility or support is a priority, visit planning a home for aging parents.

Garage conversion, ADU, or tiny home?

Watch this quick guide to consider which kind of separate living space may give your family the right balance of closeness and independence.

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Start planning together

Our family homebuying guides and Family Compound Planner can help you organize priorities before we meet. Use the planner for general ideas, not private financial or personal information.

Bring the homes involved, the proposed borrowers, and your preferred timing. I'll help organize the financing questions across those pieces. With your permission, my team can coordinate with your purchase and sale agents so everyone understands the mortgage milestones still to resolve.

Questions you may be asking