Keeping Family Close
Their current home in Lincoln gives them five acres and the opportunity to have their parents living on the same property.
A real client story | Veterans building a family legacy
Names changed for privacy.
From Two Homes to Five: Sandra and Mike's Homeownership Journey
Fifteen years of working together. Two boys to build a future for. And a vision that keeps growing.
When I first met Sandra and Mike, a married couple who are both Veterans, they owned two homes. Today, they own five. What means the most to me is what those homes represent: room for their family, a place for their parents nearby, and a legacy they hope to pass down to their sons.
Let's Talk About Your Family's Next ChapterComplimentary 30-minute discovery call.
A Home for Today. A Legacy for Their Boys.
Sandra and Mike have been part of my life and work for 15 years. They are a married couple, both disabled Veterans, raising two boys and thinking beyond their next move. They are building something they can one day hand down.
Your next chapter may look different from theirs.
Tell me about the home you have and what you hope to do next. Your VA benefit, existing mortgage and available funds need their own review before you build a plan around them.
Amy DeBusk | Branch Manager & Mortgage Advisor
Amy DeBusk Home Loans, powered by loanDepot
Today, their family lives on five acres in Lincoln, with their parents nearby in a manufactured home on the property. Their vision brings generations together while giving everyone space to call home.
To me, this is what makes homeownership so meaningful. The financial possibilities matter, and so does having the people you love close by.
How Their Homes Became Part of a Bigger Plan
Considering a manufactured home for your own plans? Explore manufactured home financing. A property with two homes needs its own review of zoning, title, appraisal, and loan eligibility.
Their journey began with using their earned VA home loan benefits to purchase with 100% financing. Over time, accessing equity helped them take the next steps in buying another home.
When I met them, they already owned two homes. As their plans evolved, they kept properties that could become rentals instead of selling every time their family moved forward.
Giving Earlier Homes a New Purpose
Their parents' former home became a rental, and their Roseville home became a rental, too.
Building Beyond California
They also own a rental home in Florida and another in Tennessee. Together, those properties are part of the future they envision for their boys.
It has been a series of decisions over many years, guided by what they wanted for their family. Their story is about creating possibilities, one home and one next step at a time.
Your benefit. Your possibilities.
Start With the Home You Want to Live In
A VA loan can be a powerful starting point for eligible Veterans. Qualifying buyers may purchase a primary residence without a down payment, and VA loans do not require monthly mortgage insurance.
VA purchase financing is for a home you intend to live in. Their story should not be read as buying five investment properties with zero-down VA loans. Each new purchase, use of equity, and decision to keep a former home needs its own financing review.
If you are considering a similar next chapter, I can help you look at your entitlement, current mortgages, available equity, and comfortable spending plan. Keeping a rental also means planning for repairs, vacancies, and the responsibilities of ownership.
Explore VA home loan options or read the VA's purchase loan basics.
What Would You Like to Build for Your Family?
Maybe it is your first home. Maybe it is room for your parents, a future rental, or a legacy for your children. You do not have to map out every step before we talk.
Helping Sandra and Mike over the past 15 years is a reminder of why I love this work. A mortgage is part of the plan. The people, their hopes, and the life they are building are the reason behind it.
We can meet by Zoom, by phone, or at my Roseville office by appointment. Call (916) 705-2557 or send me a text.